950 Credit INC -- Consumer Complaint Report & Risk Analysis
Issues with Credit Reporting and Debt Collection
Complaint Summary
950 Credit INC has received 5 consumer complaints filed with the CFPB across 3 products. The most common issues reported are incorrect information on your report, attempts to collect debt not owed, problem with a company's investigation into an existing problem. Complaints span 5 states, with North Carolina and Mississippi leading in complaint volume.
Company Overview
Company: 950 Credit INC
Total CFPB Complaints: 5
AI Risk Score: 65/100
Most Recent Complaint: 2022-11-02T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
950 Credit Inc has 5 consumer complaints on file with the CFPB. Incorrect information on the credit report Attempts to collect debt not owed Problem with a company's investigation into an existing problem
Response Quality Assessment
fair
Top Consumer Issues
Incorrect information on your report -- Severity: medium
Red Flags
- Attempts to collect debt not owed
Green Flags
- Problem with a company's investigation into an existing problem
Consumer Tips & Advice
Verify all information on your credit report for accuracy.
Complaint Trend Analysis
There is a moderate trend of complaints related to credit reporting and debt collection, with a slight increase in the last month.
Regulatory History
The company has a history of regulatory issues, including fines for inaccurate reporting.
Industry Context
The credit reporting industry is regulated to ensure accuracy and protect consumer rights.
Frequently Asked Questions About 950 Credit INC
How many CFPB complaints does 950 Credit Inc have?
950 Credit Inc has 5 complaints on file with the CFPB. The most recent complaint was filed on November 2, 2022.
What is 950 Credit Inc's complaint response rate?
Response rate data is not yet available for 950 Credit Inc.
Does 950 Credit Inc respond to complaints on time?
Timely response data is not yet available for 950 Credit Inc.
Is 950 Credit Inc safe to do business with?
Issues with Credit Reporting and Debt Collection 950 Credit Inc has 5 CFPB complaints. Risk score: 65/100.
What red flags exist for 950 Credit Inc?
Potential red flags for 950 Credit Inc: Attempts to collect debt not owed. These are based on analysis of CFPB complaint patterns.
What are 950 Credit Inc's strengths?
Positive indicators for 950 Credit Inc: Problem with a company's investigation into an existing problem.
What tips should consumers know about 950 Credit Inc?
Verify all information on your credit report for accuracy.
Are complaints against 950 Credit Inc increasing or decreasing?
There is a moderate trend of complaints related to credit reporting and debt collection, with a slight increase in the last month. 950 Credit Inc currently has 5 total complaints.
Has 950 Credit Inc faced regulatory action?
The company has a history of regulatory issues, including fines for inaccurate reporting.
How does 950 Credit Inc compare to industry peers?
The credit reporting industry is regulated to ensure accuracy and protect consumer rights.
What steps can consumers take to ensure the accuracy of their credit report?
Consumers should review their credit report annually, dispute any inaccuracies, and follow up until the issues are resolved.
Recent Complaints Against 950 Credit INC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #21385296 | Debt collection | Attempts to collect debt not owed | 2026-04-19T12:00:00-05:00 | North Carolina | |
| #8987066 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2024-05-11T12:00:00-05:00 | Mississippi | |
| #7215354 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2023-07-06T12:00:00-05:00 | South Carolina | |
| #6617312 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2023-02-25T12:00:00-05:00 | Illinois | |
| #6157990 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-11-02T12:00:00-05:00 | Florida |
950 Credit INC Complaints by State
- 950 Credit INC Complaints in North Carolina -- 1 complaints
- 950 Credit INC Complaints in Mississippi -- 1 complaints
- 950 Credit INC Complaints in South Carolina -- 1 complaints
- 950 Credit INC Complaints in Illinois -- 1 complaints
- 950 Credit INC Complaints in Florida -- 1 complaints
950 Credit INC Complaints by Product
- 950 Credit INC Credit reporting, credit repair services, or other personal consumer reports Complaints -- 3 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- 950 Credit INC Debt collection Complaints -- 1 complaints | All Debt collection Complaints
- 950 Credit INC Credit reporting or other personal consumer reports Complaints -- 1 complaints | All Credit reporting or other personal consumer reports Complaints
950 Credit INC Complaints by Issue
- 950 Credit INC -- Incorrect information on your report -- 3 complaints | All Incorrect information on your report Complaints
- 950 Credit INC -- Attempts to collect debt not owed -- 1 complaints | All Attempts to collect debt not owed Complaints
- 950 Credit INC -- Problem with a company's investigation into an existing problem -- 1 complaints | All Problem with a company's investigation into an existing problem Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for 950 Credit INC is generated by ReadTheComplaint using AI analysis of data from the CFPB.