Debt collection -- Attempts to collect debt not owed -- Complaint #9998029
Complaint Overview
Complaint ID: 9998029
Company: Collection Bureau Of The Hudson Valley, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Virginia
ZIP Code: 245XX
Date Received: 2024-09-04T12:00:00-05:00
Date Sent to Company: 2024-09-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This matter originated from the electric and gas utilities company XXXX XXXX XXXX XXXX XXXX XXXX XXXX I was evicted from the XXXX XXXX XXXX apartment, on XX/XX/XXXX. ( I provided a XXXX XXXX XXXX XXXX docket number from the XXXX and Tenant Court with the Index # from the Marshals Notice of Possession ). XXXX XXXX XXXX XXXX NXXXX XXXX XXXXXXXX, was made aware of the XX/XX/XXXX eviction in XXXX and XXXX of XXXX, via recorded telephone calls. The account was paid in full for any charges made prior to XX/XX/XXXX. Any charges arising from the usage of the utilities after XX/XX/XXXX, should be charged to the property owner or current tenant. The account was sold to a third-party collection agency named XXXX XXXX HUDSON VALLEY XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX corporate office ; XXXX North XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX. On XX/XX/XXXX, a certified XXXX letter was sent to XXXX XXXXXXXX HUDSON VALLEY XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXXXXXX, disputing the debt claim. The alleged debt was scheduled to default on XX/XX/XXXX, for failure to respond by or before XX/XX/XXXX. XXXXXXXX XXXX HUDSON VALLEY XXXX XXXXXXXX, refused to accept the delivered letter on XX/XX/XXXX, and accepted it on XX/XX/XXXX, signed and accepted by someone named XXXX, according to system records from XXXX. XXXX XXXX HUDSON VALLEY XXXX XXXX, disregarded the dispute letter and ultimately defaulted the account XX/XX/XXXX. XXXX XXXX HUDSON VALLEY XXXX XXXX, now threatens to take additional collection efforts which can result in a damaged credit profile if payment is not made by XX/XX/XXXX. XXXX trying to avoid filing a civil suit against XXXX XXXX HUDSON VALLEY XXXX XXXX, and XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX. I simply want the account closed and resolved as a debt not incurred by me. The un-ethical tactics of XXXX XXXX HUDSON VALLEY XXXX XXXX, and XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, to gain leverage over consumers who dispute creditor claims by avoiding or acknowledging consumer communication via phone and mailed correspondence, should not go un-noticed.
Frequently Asked Questions
What is Complaint #9998029 about?
Complaint #9998029 was filed against Collection Bureau Of The Hudson Valley, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-09-04T12:00:00-05:00.
How did Collection Bureau Of The Hudson Valley, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Collection Bureau Of The Hudson Valley, INC.?
Yes, visit the Collection Bureau Of The Hudson Valley, INC. company profile at readthecomplaint.com/company/collection-bureau-of-the-hudson-valley-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.