Credit card -- Problem with a purchase shown on your statement -- Complaint #9929148

Complaint Overview

Complaint ID: 9929148

Company: Goldman Sachs Bank USA

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Credit card company isn't resolving a dispute about a purchase on your statement

State: New York

ZIP Code: 10031

Date Received: 2024-08-26T12:00:00-05:00

Date Sent to Company: 2024-08-26T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

In XXXX of XXXX I placed an order to XXXX XXXX XXXX for a total of {$200.00}. The sender states the merchandise was delivered but I did not receive it. I filed a police report for stolen property. I contacted XXXX and was informed that they will not re-ship or refund the money paid and to contact my credit card company. I contacted apple credit card known as Goldman Sachs Bank USA on XX/XX/XXXX, and a temporary credit was applied to my account pending investigation. On XXXX XXXXXX/XX/XXXX, I see the charge was reversed and I was being charged the {$200.00}. I contacted apple again and requested to speak to a manager. I was then informed a police report was not sufficient and would have to pay {$200.00}. I have never had an experience like this before. Being charged unfairly for merchandise I did not receive. I then wished to cancel my account because I feel unsafe and not valued as a long-time member.

Frequently Asked Questions

What is Complaint #9929148 about?

Complaint #9929148 was filed against Goldman Sachs Bank USA regarding Credit card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2024-08-26T12:00:00-05:00.

How did Goldman Sachs Bank USA respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Goldman Sachs Bank USA?

Yes, visit the Goldman Sachs Bank USA company profile at readthecomplaint.com/company/goldman-sachs-bank-usa to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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