Checking or savings account -- Managing an account -- Complaint #9841308

Complaint Overview

Complaint ID: 9841308

Company: U.S. Bancorp

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Problem using a debit or ATM card

State: California

ZIP Code: 90503

Date Received: 2024-08-18T12:00:00-05:00

Date Sent to Company: 2024-08-18T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/XXXX, I discovered {$1000.00} in unauthorized transactions ( both transactions were for {$500.00} each from XXXX ) that were made to my usbank account the day before. Immediately after seeing them, I called in to report the transactions and was told I would receive a resolution within 10 business days. To my dismay, just recently I found out that usbank had closed my account and would mail me a check for the funds remaining in my account at the time of closure for {$50.00} however there was no mention of getting back the {$1000.00} that I lost. I need to get this escalated, I need my money back.

Frequently Asked Questions

What is Complaint #9841308 about?

Complaint #9841308 was filed against U.S. Bancorp regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2024-08-18T12:00:00-05:00.

How did U.S. Bancorp respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against U.S. Bancorp?

Yes, visit the U.S. Bancorp company profile at readthecomplaint.com/company/u-s-bancorp to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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