Debt collection -- Written notification about debt -- Complaint #9776585

Complaint Overview

Complaint ID: 9776585

Company: Drivetime

Product: Debt collection

Sub-Product: Auto debt

Issue: Written notification about debt

Sub-Issue: Didn't receive notice of right to dispute

State: Ohio

ZIP Code: 43207

Date Received: 2024-08-11T12:00:00-05:00

Date Sent to Company: 2024-08-11T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

When contacting DrivetimeXXXX after settling account to notify them that information on the account was inaccurate and inconsistent across each credit bureau XXXX After numerous disputes of this violation to the FCRA, they continued to validate and claim to update the account however they are still reporting inconsistent and inaccurate information to each credit bureau. The credit bureaus will no longer allow me to dispute this so I have to come to the CFPB to file this complaint.

Frequently Asked Questions

What is Complaint #9776585 about?

Complaint #9776585 was filed against Drivetime regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-08-11T12:00:00-05:00.

How did Drivetime respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Drivetime?

Yes, visit the Drivetime company profile at readthecomplaint.com/company/drivetime to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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