Debt collection -- Written notification about debt -- Complaint #9653492

Complaint Overview

Complaint ID: 9653492

Company: Aaa Collections

Product: Debt collection

Sub-Product: I do not know

Issue: Written notification about debt

Sub-Issue: Didn't receive enough information to verify debt

State: South Dakota

ZIP Code: 571XX

Date Received: 2024-07-29T12:00:00-05:00

Date Sent to Company: 2024-08-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/year> I received a letter to collect a debt from XXXX XXXX XXXX XXXX XXXX It stated it was for a XXXX XXXX I have not taken any XXXX loans from XXXX. In XX/XX/XXXX, I called and disputed the debt with AAA Collections out of XXXX XXXX. I asked for proof of the debt and documentation I had taken out a loan. They said it was OK and they would seek the information from XXXX. I did not receive information so I called back in XXXX roughly XX/XX/XXXX +/- a few days. AAA collections said they had not received anything from XXXX yet. Today, XX/XX/XXXX, I opened my mail and I have more collection noticed from AAA that I need to pay them but I have still no idea of why or what its for and have not received proof. The representative told me from AAA collections that they had reached out to XXXX, but not received anything yet when I called them today.

Frequently Asked Questions

What is Complaint #9653492 about?

Complaint #9653492 was filed against Aaa Collections regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-07-29T12:00:00-05:00.

How did Aaa Collections respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Aaa Collections?

Yes, visit the Aaa Collections company profile at readthecomplaint.com/company/aaa-collections to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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