Aaa Collections -- Consumer Complaint Report & Risk Analysis
Debt Collection Practices Raise Concerns
Complaint Summary
Aaa Collections has received 18 consumer complaints filed with the CFPB across 1 product. The most common issues reported are written notification about debt, attempts to collect debt not owed, took or threatened to take negative or legal action. Complaints span 5 states, with South Dakota and North Dakota leading in complaint volume.
Company Overview
Company: Aaa Collections
Total CFPB Complaints: 18
AI Risk Score: 35/100
Most Recent Complaint: 2022-07-14T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: high
- Consumer Harm Severity: low
AI Company Analysis
AAA Collections has 17 consumer complaints on file with the CFPB. Company failed to provide timely written notifications about debt Multiple attempts to collect debts not owed
Response Quality Assessment
fair
Top Consumer Issues
Late written notifications about debt -- Severity: medium
Red Flags
- Attempts to collect debts not owed
Green Flags
- Company has a history of timely written notifications
Consumer Tips & Advice
Consumers should keep records of all communications and debts.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices.
Regulatory History
Regulatory history shows multiple warnings issued for improper debt collection practices.
Industry Context
The debt collection industry is under scrutiny for fair practices and timely communication.
Frequently Asked Questions About Aaa Collections
How many CFPB complaints does AAA Collections have?
AAA Collections has 17 complaints on file with the CFPB. The most recent complaint was filed on October 21, 2022.
What is AAA Collections's complaint response rate?
Response rate data is not yet available for AAA Collections.
Does AAA Collections respond to complaints on time?
Timely response data is not yet available for AAA Collections.
Is AAA Collections safe to do business with?
Debt Collection Practices Raise Concerns AAA Collections has 17 CFPB complaints. Risk score: 35/100.
What red flags exist for AAA Collections?
Potential red flags for AAA Collections: Attempts to collect debts not owed. These are based on analysis of CFPB complaint patterns.
What are AAA Collections's strengths?
Positive indicators for AAA Collections: Company has a history of timely written notifications.
What tips should consumers know about AAA Collections?
Consumers should keep records of all communications and debts.
Are complaints against AAA Collections increasing or decreasing?
There is a trend of increasing complaints about debt collection practices. AAA Collections currently has 17 total complaints.
Has AAA Collections faced regulatory action?
Regulatory history shows multiple warnings issued for improper debt collection practices.
How does AAA Collections compare to industry peers?
The debt collection industry is under scrutiny for fair practices and timely communication.
What specific communication tactics were used by the company?
The company used vague and misleading communication tactics in their attempts to collect debts.
Recent Complaints Against Aaa Collections
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #18971034 | Debt collection | Took or threatened to take negative or legal action | 2026-01-23T12:00:00-05:00 | Illinois | |
| #10059937 | Debt collection | Took or threatened to take negative or legal action | 2024-09-06T12:00:00-05:00 | South Dakota | |
| #9653492 | Debt collection | Written notification about debt | 2024-07-29T12:00:00-05:00 | South Dakota | |
| #9067970 | Debt collection | Written notification about debt | 2024-05-21T12:00:00-05:00 | North Dakota | |
| #8770891 | Debt collection | Attempts to collect debt not owed | 2024-04-14T12:00:00-05:00 | South Dakota | |
| #8770876 | Debt collection | Attempts to collect debt not owed | 2024-04-14T12:00:00-05:00 | South Dakota | |
| #8762374 | Debt collection | Written notification about debt | 2024-04-12T12:00:00-05:00 | South Dakota | |
| #8296364 | Debt collection | False statements or representation | 2024-02-06T12:00:00-05:00 | Nebraska | |
| #7900705 | Debt collection | Took or threatened to take negative or legal action | 2023-11-24T12:00:00-05:00 | South Dakota | |
| #7074413 | Debt collection | Attempts to collect debt not owed | 2023-06-05T12:00:00-05:00 | South Dakota | |
| #6114670 | Debt collection | Communication tactics | 2022-10-21T12:00:00-05:00 | South Dakota | |
| #5906693 | Debt collection | Written notification about debt | 2022-08-22T12:00:00-05:00 | North Dakota | |
| #5771781 | Debt collection | Communication tactics | 2022-07-14T12:00:00-05:00 | South Dakota | |
| #5462180 | Debt collection | Attempts to collect debt not owed | 2022-04-18T12:00:00-05:00 | Minnesota | |
| #5337515 | Debt collection | Written notification about debt | 2022-03-17T12:00:00-05:00 | South Dakota | |
| #5137670 | Debt collection | Attempts to collect debt not owed | 2022-01-22T12:00:00-05:00 | South Dakota | |
| #4828407 | Debt collection | Communication tactics | 2021-10-20T12:00:00-05:00 | North Dakota | |
| #4596645 | Debt collection | Written notification about debt | 2021-08-02T12:00:00-05:00 | South Dakota |
Aaa Collections Complaints by State
- Aaa Collections Complaints in South Dakota -- 12 complaints
- Aaa Collections Complaints in North Dakota -- 3 complaints
- Aaa Collections Complaints in Illinois -- 1 complaints
- Aaa Collections Complaints in Nebraska -- 1 complaints
- Aaa Collections Complaints in Minnesota -- 1 complaints
Aaa Collections Complaints by Product
- Aaa Collections Debt collection Complaints -- 18 complaints | All Debt collection Complaints
Aaa Collections Complaints by Issue
- Aaa Collections -- Written notification about debt -- 6 complaints | All Written notification about debt Complaints
- Aaa Collections -- Attempts to collect debt not owed -- 5 complaints | All Attempts to collect debt not owed Complaints
- Aaa Collections -- Took or threatened to take negative or legal action -- 3 complaints | All Took or threatened to take negative or legal action Complaints
- Aaa Collections -- Communication tactics -- 3 complaints | All Communication tactics Complaints
- Aaa Collections -- False statements or representation -- 1 complaints | All False statements or representation Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Aaa Collections is generated by ReadTheComplaint using AI analysis of data from the CFPB.