Debt collection -- Attempts to collect debt not owed -- Complaint #9629765
Complaint Overview
Complaint ID: 9629765
Company: Portfolio Recovery Associates, LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: New Jersey
ZIP Code: 07112
Date Received: 2024-07-26T12:00:00-05:00
Date Sent to Company: 2024-07-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have been a victim of identity thief for 3 years, the FTC can attest to that, and this is the only company whom I have no business with that refuses to do what is fair and equitable to me as the consumer. This company continues to commit fraud. I want this company to cease and desist reporting on my credit reports and never contact me again in any way, shape or form. Per the FCRA I did not grant this company any of my personal information, so I would greatly appreciate if you removed them from my credit reporting. Lastly, I have done a UCC 11 and no results were found, which means I owe/have no debts. THANK YOU.
Frequently Asked Questions
What is Complaint #9629765 about?
Complaint #9629765 was filed against Portfolio Recovery Associates, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-07-26T12:00:00-05:00.
How did Portfolio Recovery Associates, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Portfolio Recovery Associates, LLC?
Yes, visit the Portfolio Recovery Associates, LLC company profile at readthecomplaint.com/company/portfolio-recovery-associates-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.