Checking or savings account -- Closing an account -- Complaint #9554748

Complaint Overview

Complaint ID: 9554748

Company: Bank Of America, National Association

Product: Checking or savings account

Sub-Product: Checking account

Issue: Closing an account

Sub-Issue: Fees charged for closing account

State: California

ZIP Code: 91316

Date Received: 2024-07-18T12:00:00-05:00

Date Sent to Company: 2024-07-18T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Hello, My name is XXXX XXXX I lost my father due to Covid so I was expecting a small help I had received a check it took Bank of America almost a month to verify it and when I talked to customer service representative I was told the check is clear I was behind my rent so I immediately withdraw the balance to pay the rent and then they told me the check bounced so they opened a different account for me now that they want to return my funds they subtracted the check that was verified by their customer service representative not to mention they have been charging me XXXX $ fee why they left the account is negative open and open a new checking account for me their agent confirmed everything how is it my fault?

Frequently Asked Questions

What is Complaint #9554748 about?

Complaint #9554748 was filed against Bank Of America, National Association regarding Checking or savings account specifically about Closing an account. It was received by the CFPB on 2024-07-18T12:00:00-05:00.

How did Bank Of America, National Association respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Bank Of America, National Association?

Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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