Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #9301453
Complaint Overview
Complaint ID: 9301453
Company: Jpmorgan Chase & Co.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: California
ZIP Code: 90008
Date Received: 2024-06-19T12:00:00-05:00
Date Sent to Company: 2024-06-21T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to express my grave concern regarding the derogatory rating present on my account. This negative rating has already had severe consequences for me, leading to the denial of a recent loan application and an increase in the interest rates on my existing credit accounts. The financial and emotional distress caused by this derogatory rating is substantial, and it will continue to adversely affect me until the issue is resolved.
Frequently Asked Questions
What is Complaint #9301453 about?
Complaint #9301453 was filed against Jpmorgan Chase & Co. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2024-06-19T12:00:00-05:00.
How did Jpmorgan Chase & Co. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Jpmorgan Chase & Co.?
Yes, visit the Jpmorgan Chase & Co. company profile at readthecomplaint.com/company/jpmorgan-chase-co to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.