Credit card -- Incorrect information on your report -- Complaint #9210737
Complaint Overview
Complaint ID: 9210737
Company: Bank Of America, National Association
Product: Credit card
Sub-Product: General-purpose credit card or charge card
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Georgia
ZIP Code: 30294
Date Received: 2024-06-07T12:00:00-05:00
Date Sent to Company: 2024-06-07T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Bank of America Account XXXX I am writing to urgently dispute the accuracy of a charge-off reported on my credit report associated with the Bank of America account ending in XXXX. This item has been inaccurately reported as a " charge-off, '' which I firmly believe does not accurately reflect the true status of my credit report. Pursuant to the provisions of the Fair Credit Reporting Act ( FCRA ), specifically under sections 15 U.S.C. 1681i ( a ) " Procedure in case of disputed accuracy '' and 15 U.S.C. 1681a ( x ) ( 1 ), I am exercising my right to challenge this inaccuracy and request its immediate correction or removal from my credit file.
Frequently Asked Questions
What is Complaint #9210737 about?
Complaint #9210737 was filed against Bank Of America, National Association regarding Credit card specifically about Incorrect information on your report. It was received by the CFPB on 2024-06-07T12:00:00-05:00.
How did Bank Of America, National Association respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against Bank Of America, National Association?
Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.