Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #8987143

Complaint Overview

Complaint ID: 8987143

Company: Goldman Sachs Bank USA

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: Florida

ZIP Code: 33324

Date Received: 2024-05-11T12:00:00-05:00

Date Sent to Company: 2024-05-11T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Per cfpb complaint XXXX The account that was transferred from Marcus Goldman to XXXX XXXX XXXX XXXX was only temporarily updated as closed on XX/XX/2024 but was recently reopened on XX/XX/. I've filed XXXX disputes with XXXX, XXXX complaints with cfpb ; I've spoken to multiple XXXX and Goldman Sachs employees, including XXXX in XXXX 's credit dept, and have been told by everyone that this account will be updated and properly closed. To date, XX/XX/2024 the account is open and reporting a balance of over {$11000.00} which is NOT correct. I've been paying XXXX monthly payments of {$390.00} but they have allowed both the Marcus Goldman and XXXX accounts to both report high balances on my XXXX credit report. As a consumer who pays my bills on time, this is affecting my credit score.

Frequently Asked Questions

What is Complaint #8987143 about?

Complaint #8987143 was filed against Goldman Sachs Bank USA regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2024-05-11T12:00:00-05:00.

How did Goldman Sachs Bank USA respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Goldman Sachs Bank USA?

Yes, visit the Goldman Sachs Bank USA company profile at readthecomplaint.com/company/goldman-sachs-bank-usa to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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