Debt collection -- Written notification about debt -- Complaint #8917581
Complaint Overview
Complaint ID: 8917581
Company: Portfolio Recovery Associates, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: Florida
ZIP Code: 33578
Date Received: 2024-05-02T12:00:00-05:00
Date Sent to Company: 2024-05-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This company portfolio recovery associates is reporting fraudulent inaccurate information on my credit reports ; XXXX, XXXX and XXXX. I have requested in writing that they provide the purchase agreement twice, XX/XX/2024 and XX/XX/2024, to show full ownership of such account and also other documents so I may review to see if this is actually an account that belongs to me and every time I have asked for such documents they re-age the debt and drops my credit scorXXXX which has been preventing me from homeownership for over XXXX years now.
Frequently Asked Questions
What is Complaint #8917581 about?
Complaint #8917581 was filed against Portfolio Recovery Associates, LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-05-02T12:00:00-05:00.
How did Portfolio Recovery Associates, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Portfolio Recovery Associates, LLC?
Yes, visit the Portfolio Recovery Associates, LLC company profile at readthecomplaint.com/company/portfolio-recovery-associates-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.