Debt collection -- Took or threatened to take negative or legal action -- Complaint #8843550
Complaint Overview
Complaint ID: 8843550
Company: Portfolio Recovery Associates, LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Georgia
ZIP Code: 30080
Date Received: 2024-04-23T12:00:00-05:00
Date Sent to Company: 2024-04-23T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
In Georgia, I have appeared in XXXX XXXX XXXX XXXX XXXX regarding this matter. The case number is XXXX. Initially, there was a decree stating that I owed {$920.00}. However, that judgment was appealed. During the appeal process, there was a misunderstanding, leading to the scheduling of another case. I have since provided all the necessary information. At that time, Portfolio 's lawyer agreed to vacate the judgment. The notice was submitted to the court, and we appeared in court to discuss the reasons why the verdict needed to be vacated. Ultimately, the judgment was granted. Despite this, Profolio Recovery continues to contact me and apply additional updates to my credit regarding this matter, causing damage to credit. Despite my attempts to reach out, to their lawyer, I have not received any communication from you regarding this matter. Portfolio Recovery Associates , LLC persists in contacting me via calls and written correspondence. They were previously instructed to communicate with their lawyer directly, which they are now refusing to do. I find it perplexing that the company does not have a record of the XXXX court proceedings related to this matter. This persistent contact now qualifies as harassment.
Frequently Asked Questions
What is Complaint #8843550 about?
Complaint #8843550 was filed against Portfolio Recovery Associates, LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2024-04-23T12:00:00-05:00.
How did Portfolio Recovery Associates, LLC respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Portfolio Recovery Associates, LLC?
Yes, visit the Portfolio Recovery Associates, LLC company profile at readthecomplaint.com/company/portfolio-recovery-associates-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.