Checking or savings account -- Managing an account -- Complaint #8673091

Complaint Overview

Complaint ID: 8673091

Company: United Services Automobile Association

Product: Checking or savings account

Sub-Product: Savings account

Issue: Managing an account

Sub-Issue: Funds not handled or disbursed as instructed

State: Florida

ZIP Code: 349XX

Date Received: 2024-04-01T12:00:00-05:00

Date Sent to Company: 2024-04-01T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

On XX/XX/2024 I was checking the tracking number of an order I was supposed to receive. My computer froze with a message reporting that the site was not a " secure '' site and to call XXXX at the listed telephone number. After long conversations I was convinced that I was talking to a representative of my bank ( USAA Federal Savings Bank ). This representative told me that on several occasions 2 companies had tried to hack into my savings account and it was USAA 's recommendation that I create a " dummy account '' for wire transfer. The company was XXXX XXXX in XXXX. When it was determined that my account was safe the {$12000.00} would be transferred back into my savings. After longer conversations, I realized that I was in-fact talking with the hackers. I immediately called USAA and reported it. The agent I spoke with tried to put a stop on the transfer but it was too late. USAA said it would take 7-10 days to finish their investigation. A few days later, while talking with an FBI agent from XXXX XXXX XXXX XXXX XXXX, I realized that USAA had not requested any information from me that may have resulted in getting my {$12000.00} back. I have names, telephone numbers ( the address from the company that I placed my order with- which was a series of numbers that I did a " reverse look up '' on and found out that it was in-fact the phone number for a legitimate company in XXXX ) XXXX The same area where the dummy account that USAA suggested I open was located. The company was " dump truck salvage '' company, no longer in business. Can you please help me get this money back? I am a XXXX XXXX XXXX woman who has to wake up at XXXX in the morning to go to work. I have to work full time and was hoping to go part-time after a XXXX XXXX XXXX that I am having on XX/XX/XXXX.

Frequently Asked Questions

What is Complaint #8673091 about?

Complaint #8673091 was filed against United Services Automobile Association regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2024-04-01T12:00:00-05:00.

How did United Services Automobile Association respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against United Services Automobile Association?

Yes, visit the United Services Automobile Association company profile at readthecomplaint.com/company/united-services-automobile-association to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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