Student loan -- Dealing with your lender or servicer -- Complaint #8651443

Complaint Overview

Complaint ID: 8651443

Company: Mohela

Product: Student loan

Sub-Product: Federal student loan servicing

Issue: Dealing with your lender or servicer

Sub-Issue: Trouble with how payments are being handled

State: Louisiana

ZIP Code: 706XX

Date Received: 2024-03-28T12:00:00-05:00

Date Sent to Company: 2024-03-28T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I was charged an ACH withdrawn from my bank account on XX/XX/year> in the amount of {$180.00}. Of that amount {$94.00} was applied to principal and {$94.00} was applied to interest. Now, they are making another ACH withdrawal on XX/XX/XXXX for {$230.00}. This is not a scheduled payment. I received no notification of the reason for the additional payment. When I try to turn off auto-debit, it says that I can not. All XXXX of my loans state that they are paid up to date. There is ZERO reason to be debiting me right now! Their telephone is always busy with a ridiculous wait time. I am angry that they now hold my loans and feel that I am at their mercy.

Frequently Asked Questions

What is Complaint #8651443 about?

Complaint #8651443 was filed against Mohela regarding Student loan specifically about Dealing with your lender or servicer. It was received by the CFPB on 2024-03-28T12:00:00-05:00.

How did Mohela respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Student loan) and describe your issue in detail.

Can I see other complaints against Mohela?

Yes, visit the Mohela company profile at readthecomplaint.com/company/mohela to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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