Debt collection -- Attempts to collect debt not owed -- Complaint #8608855

Complaint Overview

Complaint ID: 8608855

Company: T.S. Holdings

Product: Debt collection

Sub-Product: Rental debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Texas

ZIP Code: 75080

Date Received: 2024-03-22T12:00:00-05:00

Date Sent to Company: 2024-03-22T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

So on XX/XX/XXXX a collection of the amount of {$5200.00} was placed for collection on my credit report. It was a rental/leasing the last payment that was made was XX/XX/XXXX meaning who ever took this account out was living there in XXXX under my name, in XXXX I was about XXXX how can a XXXX XXXX XXXX live in a apartment IN THEIR NAME. Ive tried to dispute this off my credit it has been deleted off of 2 of my burials just not XXXX. Im born XX/XX/XXXX meaning this is identity theft I wasnt XXXX at the time of XXXX XXXX XXXX XXXX being opened in my name. XX/XX/XXXX I turned XXXX, Im now XXXX trying to get my own apartment and this is stopping me from doing so. Its not fair because it was not me and Im a victim of someone stealing my identity.

Frequently Asked Questions

What is Complaint #8608855 about?

Complaint #8608855 was filed against T.S. Holdings regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-03-22T12:00:00-05:00.

How did T.S. Holdings respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against T.S. Holdings?

Yes, visit the T.S. Holdings company profile at readthecomplaint.com/company/t-s-holdings to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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