T.S. Holdings -- Consumer Complaint Report & Risk Analysis
T.S. Holdings Faces Scrutiny for Deceptive Debt Collection Practices
Company Overview
Company: T.S. Holdings
Total CFPB Complaints: 4,501
AI Risk Score: 75/100
Most Recent Complaint: 2024-10-31T12:00:00-05:00
Risk Breakdown
- Complaint Volume: high
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
T.S. Holdings has 1,503 consumer complaints on file with the CFPB. The company made false statements or representations in 3 instances. The company attempted to collect debt not owed in 1 instance. The company failed to provide written notification about debt in 1 instance.
Response Quality Assessment
fair
Top Consumer Issues
False statements or misrepresentations during debt collection -- Severity: medium
Red Flags
- Lack of timely communication regarding debt validation
Green Flags
- Company has a recent last interaction date, indicating ongoing activity.
Consumer Tips & Advice
Always request debt validation in writing from a debt collector to ensure the debt is legitimate and accurate.
Complaint Trend Analysis
The prevalence of false statements and attempts to collect non-owed debts suggests a potential pattern of aggressive or unethical collection tactics.
Regulatory History
While specific regulatory history for T.S. Holdings is not provided, the issues raised are common violations under the Fair Debt Collection Practices Act (FDCPA).
Industry Context
The debt collection industry is heavily regulated to protect consumers from abusive practices, with strict rules on communication and debt validation.
Frequently Asked Questions About T.S. Holdings
How many CFPB complaints does T.S. Holdings have?
T.S. Holdings has 1,503 complaints on file with the CFPB. The most recent complaint was filed on October 31, 2024.
What is T.S. Holdings's complaint response rate?
Response rate data is not yet available for T.S. Holdings.
Does T.S. Holdings respond to complaints on time?
Timely response data is not yet available for T.S. Holdings.
Is T.S. Holdings safe to do business with?
T.S. Holdings Faces Scrutiny for Deceptive Debt Collection Practices T.S. Holdings has 1,503 CFPB complaints. Risk score: 75/100.
What red flags exist for T.S. Holdings?
Potential red flags for T.S. Holdings: Lack of timely communication regarding debt validation. These are based on analysis of CFPB complaint patterns.
What are T.S. Holdings's strengths?
Positive indicators for T.S. Holdings: Company has a recent last interaction date, indicating ongoing activity..
What tips should consumers know about T.S. Holdings?
Always request debt validation in writing from a debt collector to ensure the debt is legitimate and accurate.
Are complaints against T.S. Holdings increasing or decreasing?
The prevalence of false statements and attempts to collect non-owed debts suggests a potential pattern of aggressive or unethical collection tactics. T.S. Holdings currently has 1,503 total complaints.
Has T.S. Holdings faced regulatory action?
While specific regulatory history for T.S. Holdings is not provided, the issues raised are common violations under the Fair Debt Collection Practices Act (FDCPA).
How does T.S. Holdings compare to industry peers?
The debt collection industry is heavily regulated to protect consumers from abusive practices, with strict rules on communication and debt validation.
What specific types of false statements or representations were made by T.S. Holdings?
The nature of the false statements is not detailed, but common examples include misrepresenting the amount owed, the legal status of the debt, or the collector's authority.
Were consumers aware of their right to dispute the debt with T.S. Holdings?
The complaint regarding written notification suggests consumers may not have been fully informed of their rights or that the company failed to provide the required disclosures.
Recent Complaints Against T.S. Holdings
- Debt collection #18939769 -- Attempts to collect debt not owed -- 2025-11-30T12:00:00-05:00
- Debt collection #17920357 -- False statements or representation -- 2025-09-30T12:00:00-05:00
- Debt collection #11346196 -- False statements or representation -- 2024-12-31T12:00:00-05:00
- Debt collection #10653363 -- Written notification about debt -- 2024-10-31T12:00:00-05:00
- Debt collection #9685881 -- False statements or representation -- 2024-07-31T12:00:00-05:00
T.S. Holdings Complaints by State
- T.S. Holdings Complaints in California
- T.S. Holdings Complaints in Texas
- T.S. Holdings Complaints in New York
- T.S. Holdings Complaints in Florida
- T.S. Holdings Complaints in Illinois
- T.S. Holdings Complaints in Pennsylvania
- T.S. Holdings Complaints in Ohio
- T.S. Holdings Complaints in Georgia
- T.S. Holdings Complaints in North Carolina
- T.S. Holdings Complaints in New Jersey
T.S. Holdings Complaints by Product
- T.S. Holdings Checking or Savings Account Complaints
- T.S. Holdings Credit Card Complaints
- T.S. Holdings Mortgage Complaints
- T.S. Holdings Student Loan Complaints
- T.S. Holdings Vehicle Loan or Lease Complaints
- T.S. Holdings Debt Collection Complaints
- T.S. Holdings Credit Reporting Complaints
- T.S. Holdings Money Transfer Complaints
- T.S. Holdings Payday Loan Complaints
- T.S. Holdings Prepaid Card Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for T.S. Holdings is generated by ReadTheComplaint using AI analysis of data from the CFPB.