Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8592787

Complaint Overview

Complaint ID: 8592787

Company: Bank Of America, National Association

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Credit inquiries on your report that you don't recognize

State: Florida

ZIP Code: 33837

Date Received: 2024-03-20T12:00:00-05:00

Date Sent to Company: 2024-03-20T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

XX/XX/24 got an alert that a new hard pull was found on my XXXX credit file. Logged into my account and saw Bank of America had issued the hard pull but I dont know what for. I never applied to any cards or for a loan yesterday so there should be no reason for a hard pull to be there. Disputed with XXXX today

Frequently Asked Questions

What is Complaint #8592787 about?

Complaint #8592787 was filed against Bank Of America, National Association regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-03-20T12:00:00-05:00.

How did Bank Of America, National Association respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Bank Of America, National Association?

Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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