Debt collection -- Attempts to collect debt not owed -- Complaint #8417745
Complaint Overview
Complaint ID: 8417745
Company: Portfolio Recovery Associates, LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Ohio
ZIP Code: 443XX
Date Received: 2024-02-25T12:00:00-05:00
Date Sent to Company: 2024-02-25T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I didn't receive any validation of debt from XXXX XXXX, the debt was sold to portfolio recovery associates in the amount of $ XXXX have had accounts with XXXX XXXX all in good standing but canceled by creditor do this issue, I received notice from XXXX XXXX all issued credit debt issue be processed to portfolio recovery associates. Account was closed with stating a balance of XXXX on XX/XX/XXXX Account ending in XXXX. This action lead to my account with XXXX XXXX to be canceled states high risk of failure to pay, all my XXXX XXXX credit card debt was in good standing never last. XX/XX/XXXX .I sent the request for validation of debt XX/XX/XXXX did not receive anything to validate this debt
Frequently Asked Questions
What is Complaint #8417745 about?
Complaint #8417745 was filed against Portfolio Recovery Associates, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-02-25T12:00:00-05:00.
How did Portfolio Recovery Associates, LLC respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Portfolio Recovery Associates, LLC?
Yes, visit the Portfolio Recovery Associates, LLC company profile at readthecomplaint.com/company/portfolio-recovery-associates-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.