Checking or savings account -- Managing an account -- Complaint #8403504

Complaint Overview

Complaint ID: 8403504

Company: Goldman Sachs Bank USA

Product: Checking or savings account

Sub-Product: CD (Certificate of Deposit)

Issue: Managing an account

Sub-Issue: Deposits or withdrawals

State: New York

ZIP Code: 115XX

Date Received: 2024-02-22T12:00:00-05:00

Date Sent to Company: 2024-02-22T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XXXX XXXX, 2024 I funded a XXXX month XXXX for $ XXXX at Marcus from Goldman Sachs. A few hours later I called and asked if I could close that XXXX account and use the funds in a different XXXX from the same bank. I was told no problem since the XXXX was opened less than XXXX hours. I was told the money would be available XX/XX/XXXX, then XX/XX/XXXX, then XX/XX/XXXX, then XX/XX/XXXX. Now today, supervisor XXXX told me they need to deny me access to my money for XXXX days. This is the first time this was mentioned. I am being denied access to my money. I have a time sensitive investment I want to fund now. Their actions can cause me to lose money.

Frequently Asked Questions

What is Complaint #8403504 about?

Complaint #8403504 was filed against Goldman Sachs Bank USA regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2024-02-22T12:00:00-05:00.

How did Goldman Sachs Bank USA respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Goldman Sachs Bank USA?

Yes, visit the Goldman Sachs Bank USA company profile at readthecomplaint.com/company/goldman-sachs-bank-usa to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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