Checking or savings account -- Closing an account -- Complaint #8323599

Complaint Overview

Complaint ID: 8323599

Company: Citibank, N.A.

Product: Checking or savings account

Sub-Product: Savings account

Issue: Closing an account

Sub-Issue: Funds not received from closed account

State: Ohio

ZIP Code: 45601

Date Received: 2024-02-10T12:00:00-05:00

Date Sent to Company: 2024-02-10T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I did not received all of the interest up through the closure date of XX/XX/2024, that I was promised. I only received earned interest up through the statement date of XX/XX/2024. As a result, I lost a whole months interest. Please see attachment and also pasted below the closure procedure of these bank accounts from the Citi XXXX XXXX : Although the account closure process takes XXXX days, the savings account ending in XXXX continues to earn interest until this process is completed. At the time of closure, if we deem any funds as belonging to you, we will send you a check by mail to the address listed on the account. Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX, Ohio XXXX Cell # XXXX

Frequently Asked Questions

What is Complaint #8323599 about?

Complaint #8323599 was filed against Citibank, N.A. regarding Checking or savings account specifically about Closing an account. It was received by the CFPB on 2024-02-10T12:00:00-05:00.

How did Citibank, N.A. respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Citibank, N.A.?

Yes, visit the Citibank, N.A. company profile at readthecomplaint.com/company/citibank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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