Debt collection -- False statements or representation -- Complaint #8268257

Complaint Overview

Complaint ID: 8268257

Company: Synchrony Financial

Product: Debt collection

Sub-Product: Credit card debt

Issue: False statements or representation

Sub-Issue: Attempted to collect wrong amount

State: Florida

ZIP Code: 33624

Date Received: 2024-02-01T12:00:00-05:00

Date Sent to Company: 2024-02-01T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This is a follow up to complaint ID XXXX submitted on XX/XX/XXXX. This is about the Synchrony Bank/ Care Credit account ending in XXXX. Synchrony Bank did not provide ANY of the OALD I requested in the complaint. Synchrony Bank provided me with a phony extension number I could supposedly call and ask for more information. It either rings and nobody answers, or it's busy all the time. This is obviously a line they provide to people they do not want to talk to. XXXX XXXX ( XXXX ) XXXX extension XXXX Synchrony Bank sold this account to XXXX XXXX in XXXX XXXXXX/XX/XXXX, so they claim that they do not have to provide me with any information, because I should talk to XXXX This account has been in litigation with XXXX XXXX since XX/XX/XXXXXXXX XXXX XXXX XXXX does not have any OALD.

Frequently Asked Questions

What is Complaint #8268257 about?

Complaint #8268257 was filed against Synchrony Financial regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2024-02-01T12:00:00-05:00.

How did Synchrony Financial respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Synchrony Financial?

Yes, visit the Synchrony Financial company profile at readthecomplaint.com/company/synchrony-financial to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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