Debt collection -- Attempts to collect debt not owed -- Complaint #8260641

Complaint Overview

Complaint ID: 8260641

Company: Continental Finance Company, LLC

Product: Debt collection

Sub-Product: Credit card debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was already discharged in bankruptcy and is no longer owed

State: Utah

ZIP Code: 846XX

Date Received: 2024-01-31T12:00:00-05:00

Date Sent to Company: 2024-01-31T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I really dont know what this is. It was continental finance company a MasterCard from the XXXX XXXX XXXX. XXXX XXXX management company is the person calling at XXXX XXXX XXXX is the partner at XXXX. I dont know what the account number is I do have my name, social and date of birth. I believe this is an old collection, or it was part of my bankruptcy. The lady says theyre filing a civil lawsuit against me and they keep repeatedly calling, they call me they call my husband they call my kids who are XXXX and XXXX. I dont know what this is and if theyre going to civilly sue me they should submit some information to me if its a debt over 10 years old I dont know why theyre still reaching out, or if it was part of the bankruptcy

Frequently Asked Questions

What is Complaint #8260641 about?

Complaint #8260641 was filed against Continental Finance Company, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-01-31T12:00:00-05:00.

How did Continental Finance Company, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Continental Finance Company, LLC?

Yes, visit the Continental Finance Company, LLC company profile at readthecomplaint.com/company/continental-finance-company-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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