Debt collection -- Took or threatened to take negative or legal action -- Complaint #8221056
Complaint Overview
Complaint ID: 8221056
Company: Drivetime
Product: Debt collection
Sub-Product: Auto debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Arizona
ZIP Code: 85207
Date Received: 2024-01-24T12:00:00-05:00
Date Sent to Company: 2024-01-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This company keeps opening a closed account and it is damaging my credit. It brings my credit score down. I keep telling them to close it out but they dont.
Frequently Asked Questions
What is Complaint #8221056 about?
Complaint #8221056 was filed against Drivetime regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2024-01-24T12:00:00-05:00.
How did Drivetime respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Drivetime?
Yes, visit the Drivetime company profile at readthecomplaint.com/company/drivetime to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.