Credit card -- Fees or interest -- Complaint #8180044

Complaint Overview

Complaint ID: 8180044

Company: Citibank, N.A.

Product: Credit card

Sub-Product: Store credit card

Issue: Fees or interest

Sub-Issue: Problem with fees

State: Washington

ZIP Code: 98036

Date Received: 2024-01-18T12:00:00-05:00

Date Sent to Company: 2024-01-19T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

ACCOUNT ENDING XXXX Please be advised that I have made advance payments every month on the account more than the minimum payment due. I was on paperless billing and did not realize that my payments did not reflect during the billing cycle. I was charged late fee for the following months : XXXX {$30.00} XXXX {$34.00} XXXX {$39.00} I am requesting that you waive these fees. In addition, I overpaid {$150.00}, I am requesting that you return the credit balance.

Frequently Asked Questions

What is Complaint #8180044 about?

Complaint #8180044 was filed against Citibank, N.A. regarding Credit card specifically about Fees or interest. It was received by the CFPB on 2024-01-18T12:00:00-05:00.

How did Citibank, N.A. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Citibank, N.A.?

Yes, visit the Citibank, N.A. company profile at readthecomplaint.com/company/citibank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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