Debt collection -- False statements or representation -- Complaint #8155729
Complaint Overview
Complaint ID: 8155729
Company: Portfolio Recovery Associates, LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: False statements or representation
Sub-Issue: Told you not to respond to a lawsuit they filed against you
State: Georgia
ZIP Code: 31602
Date Received: 2024-01-14T12:00:00-05:00
Date Sent to Company: 2024-01-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am so tired of dealing with this company. They claim to have mailed the consent judgment on or around XXXX XXXX. I received it on XXXX XXXX and the due date to send it back was the XXXX! I have proof from the post office that I didnt receive it until later. Why mail something after the actual due date that you put in the letter. That is setting someone up. I did however go ahead and sign the consent judgement and returned it immediately to the company. This should mean that I would not need to go to court, but I have not received any news that my court case is canceled. This should have been taken care of already. This was 3 weeks ago! At this point I would rather file bankruptcy than wait for someone to contact me. The case should have been dismissed due to the agreement and consent judgement that I signed. Why has this not happened? They want me to pay extra court fees and miss a day of work. I can not miss a day of work for this.
Frequently Asked Questions
What is Complaint #8155729 about?
Complaint #8155729 was filed against Portfolio Recovery Associates, LLC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2024-01-14T12:00:00-05:00.
How did Portfolio Recovery Associates, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Portfolio Recovery Associates, LLC?
Yes, visit the Portfolio Recovery Associates, LLC company profile at readthecomplaint.com/company/portfolio-recovery-associates-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.