Debt collection -- Attempts to collect debt not owed -- Complaint #8055593
Complaint Overview
Complaint ID: 8055593
Company: Security Credit Services, LLC
Product: Debt collection
Sub-Product: Telecommunications debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Texas
ZIP Code: 752XX
Date Received: 2023-12-25T12:00:00-05:00
Date Sent to Company: 2023-12-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
A fraudelent contract was birthed using my identity and sent to collections which is reporting many negative remarks. Security Credit Services is attempting to collect a charged off debt. 15 U.S Code 6802 15 U.S Code 6805 Charge offs are considered income and shall not be reported. Must be removed from credit report
Frequently Asked Questions
What is Complaint #8055593 about?
Complaint #8055593 was filed against Security Credit Services, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-12-25T12:00:00-05:00.
How did Security Credit Services, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Security Credit Services, LLC?
Yes, visit the Security Credit Services, LLC company profile at readthecomplaint.com/company/security-credit-services-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.