Security Credit Services, LLC -- Consumer Complaint Report & Risk Analysis
Security Credit Services Faces Scrutiny Over Debt Collection Practices
Company Overview
Company: Security Credit Services, LLC
Total CFPB Complaints: 1,979
AI Risk Score: 75/100
Most Recent Complaint: 2025-04-30T12:00:00-05:00
Risk Breakdown
- Complaint Volume: high
- Response Quality: good
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
Security Credit Services, LLC has 1,314 consumer complaints on file with the CFPB. Timeliness of responses is unknown. Last reported activity was on April 30, 2025.
Response Quality Assessment
good
Top Consumer Issues
Dispute any debt you believe you do not owe in writing. -- Severity: medium
Red Flags
- High volume of complaints related to attempts to collect debt not owed.
Green Flags
- Some complaints mention written notification about debt, indicating a process is in place.
Consumer Tips & Advice
Always request debt validation in writing from a debt collector if you are unsure about the debt's legitimacy.
Complaint Trend Analysis
The prevalence of 'attempts to collect debt not owed' suggests a potential systemic issue in the company's verification processes or aggressive collection tactics.
Regulatory History
While specific regulatory history for Security Credit Services, LLC is not provided, debt collection practices are heavily regulated by the Fair Debt Collection Practices Act (FDCPA).
Industry Context
The debt collection industry is subject to strict regulations designed to protect consumers from abusive or deceptive practices.
Frequently Asked Questions About Security Credit Services, LLC
How many CFPB complaints does Security Credit Services, LLC have?
Security Credit Services, LLC has 1,314 complaints on file with the CFPB. The most recent complaint was filed on April 30, 2025.
What is Security Credit Services, LLC's complaint response rate?
Response rate data is not yet available for Security Credit Services, LLC.
Does Security Credit Services, LLC respond to complaints on time?
Timely response data is not yet available for Security Credit Services, LLC.
Is Security Credit Services, LLC safe to do business with?
Security Credit Services Faces Scrutiny Over Debt Collection Practices Security Credit Services, LLC has 1,314 CFPB complaints. Risk score: 75/100.
What red flags exist for Security Credit Services, LLC?
Potential red flags for Security Credit Services, LLC: High volume of complaints related to attempts to collect debt not owed.. These are based on analysis of CFPB complaint patterns.
What are Security Credit Services, LLC's strengths?
Positive indicators for Security Credit Services, LLC: Some complaints mention written notification about debt, indicating a process is in place..
What tips should consumers know about Security Credit Services, LLC?
Always request debt validation in writing from a debt collector if you are unsure about the debt's legitimacy.
Are complaints against Security Credit Services, LLC increasing or decreasing?
The prevalence of 'attempts to collect debt not owed' suggests a potential systemic issue in the company's verification processes or aggressive collection tactics. Security Credit Services, LLC currently has 1,314 total complaints.
Has Security Credit Services, LLC faced regulatory action?
While specific regulatory history for Security Credit Services, LLC is not provided, debt collection practices are heavily regulated by the Fair Debt Collection Practices Act (FDCPA).
How does Security Credit Services, LLC compare to industry peers?
The debt collection industry is subject to strict regulations designed to protect consumers from abusive or deceptive practices.
What specific internal controls does Security Credit Services, LLC have in place to ensure the accuracy of debts before attempting collection?
The company's complaint data suggests a need for enhanced internal controls to verify debt accuracy and prevent collection attempts on invalid debts.
How does Security Credit Services, LLC train its staff on the FDCPA and ethical debt collection practices?
Given the number of complaints regarding false statements and improper actions, a review of staff training on consumer protection laws is warranted.
Recent Complaints Against Security Credit Services, LLC
- Debt collection #21232573 -- False statements or representation -- 2026-04-14T12:00:00-05:00
- Debt collection #20922549 -- Attempts to collect debt not owed -- 2026-04-03T12:00:00-05:00
- Debt collection #20889455 -- Attempts to collect debt not owed -- 2026-04-02T12:00:00-05:00
- Debt collection #20882675 -- Written notification about debt -- 2026-04-02T12:00:00-05:00
- Credit reporting or other personal consumer reports #20882070 -- Improper use of your report -- 2026-04-02T12:00:00-05:00
- Debt collection #20820860 -- Written notification about debt -- 2026-03-31T12:00:00-05:00
- Debt collection #20817704 -- Attempts to collect debt not owed -- 2026-03-31T12:00:00-05:00
- Debt collection #20806645 -- False statements or representation -- 2026-03-31T12:00:00-05:00
- Debt collection #20591488 -- Written notification about debt -- 2026-03-25T12:00:00-05:00
- Debt collection #20583936 -- Attempts to collect debt not owed -- 2026-03-25T12:00:00-05:00
Security Credit Services, LLC Complaints by State
- Security Credit Services, LLC Complaints in California
- Security Credit Services, LLC Complaints in Texas
- Security Credit Services, LLC Complaints in New York
- Security Credit Services, LLC Complaints in Florida
- Security Credit Services, LLC Complaints in Illinois
- Security Credit Services, LLC Complaints in Pennsylvania
- Security Credit Services, LLC Complaints in Ohio
- Security Credit Services, LLC Complaints in Georgia
- Security Credit Services, LLC Complaints in North Carolina
- Security Credit Services, LLC Complaints in New Jersey
Security Credit Services, LLC Complaints by Product
- Security Credit Services, LLC Checking or Savings Account Complaints
- Security Credit Services, LLC Credit Card Complaints
- Security Credit Services, LLC Mortgage Complaints
- Security Credit Services, LLC Student Loan Complaints
- Security Credit Services, LLC Vehicle Loan or Lease Complaints
- Security Credit Services, LLC Debt Collection Complaints
- Security Credit Services, LLC Credit Reporting Complaints
- Security Credit Services, LLC Money Transfer Complaints
- Security Credit Services, LLC Payday Loan Complaints
- Security Credit Services, LLC Prepaid Card Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Security Credit Services, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.