Debt collection -- Attempts to collect debt not owed -- Complaint #7838444
Complaint Overview
Complaint ID: 7838444
Company: Lockhart, Morris & Montgomery INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: New York
ZIP Code: 10032
Date Received: 2023-11-11T12:00:00-05:00
Date Sent to Company: 2023-11-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This debt collector engaged in abusive, deceptive and unfair practices of the FDCPA which prohibits. They furnish this account that we didnt agree upon and I didn't sign an agreement on. A legal contract is signed by two parties and I did not participate in any of it, more so they didnt follow the proper 5 step validation procedure which makes this unfair practices. According to FDCPA Im entitled to {$1000.00} per violation and clearly they violated my rights.
Frequently Asked Questions
What is Complaint #7838444 about?
Complaint #7838444 was filed against Lockhart, Morris & Montgomery INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-11-11T12:00:00-05:00.
How did Lockhart, Morris & Montgomery INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Lockhart, Morris & Montgomery INC.?
Yes, visit the Lockhart, Morris & Montgomery INC. company profile at readthecomplaint.com/company/lockhart-morris-montgomery-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.