Lockhart, Morris & Montgomery INC. -- Consumer Complaint Report & Risk Analysis
Debt Collection and Credit Reporting Firm Faces Scrutiny
Company Overview
Company: Lockhart, Morris & Montgomery INC.
Total CFPB Complaints: 1,107
AI Risk Score: 75/100
Most Recent Complaint: 2024-04-30T12:00:00-05:00
Risk Breakdown
- Complaint Volume: high
- Response Quality: good
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
Lockhart, Morris & Montgomery Inc. has 438 consumer complaints on file with the CFPB. The company's response time to consumer complaints is currently unknown. The last recorded activity was on April 30, 2024.
Response Quality Assessment
good
Top Consumer Issues
Allegations of improper use of consumer reports and false statements. -- Severity: medium
Red Flags
- Threats of negative or legal action without proper basis.
- Attempts to collect debts that are not owed.
Green Flags
- The company is engaged in both debt collection and credit reporting activities.
Consumer Tips & Advice
Always verify the legitimacy of a debt and your rights before making any payment or providing information to a debt collector.
Complaint Trend Analysis
The combination of debt collection and credit reporting issues suggests a potential for systemic problems in how the company handles consumer financial information and interactions.
Regulatory History
There is no specific regulatory history provided for Lockhart, Morris & Montgomery Inc. in this dataset.
Industry Context
Companies involved in debt collection and credit reporting are heavily regulated due to the sensitive nature of consumer financial data and the potential for abusive practices.
Frequently Asked Questions About Lockhart, Morris & Montgomery INC.
How many CFPB complaints does Lockhart, Morris & Montgomery Inc. have?
Lockhart, Morris & Montgomery Inc. has 438 complaints on file with the CFPB. The most recent complaint was filed on April 30, 2024.
What is Lockhart, Morris & Montgomery Inc.'s complaint response rate?
Response rate data is not yet available for Lockhart, Morris & Montgomery Inc..
Does Lockhart, Morris & Montgomery Inc. respond to complaints on time?
Timely response data is not yet available for Lockhart, Morris & Montgomery Inc..
Is Lockhart, Morris & Montgomery Inc. safe to do business with?
Debt Collection and Credit Reporting Firm Faces Scrutiny Lockhart, Morris & Montgomery Inc. has 438 CFPB complaints. Risk score: 75/100.
What red flags exist for Lockhart, Morris & Montgomery Inc.?
Potential red flags for Lockhart, Morris & Montgomery Inc.: Threats of negative or legal action without proper basis.. Attempts to collect debts that are not owed.. These are based on analysis of CFPB complaint patterns.
What are Lockhart, Morris & Montgomery Inc.'s strengths?
Positive indicators for Lockhart, Morris & Montgomery Inc.: The company is engaged in both debt collection and credit reporting activities..
What tips should consumers know about Lockhart, Morris & Montgomery Inc.?
Always verify the legitimacy of a debt and your rights before making any payment or providing information to a debt collector.
Are complaints against Lockhart, Morris & Montgomery Inc. increasing or decreasing?
The combination of debt collection and credit reporting issues suggests a potential for systemic problems in how the company handles consumer financial information and interactions. Lockhart, Morris & Montgomery Inc. currently has 438 total complaints.
Has Lockhart, Morris & Montgomery Inc. faced regulatory action?
There is no specific regulatory history provided for Lockhart, Morris & Montgomery Inc. in this dataset.
How does Lockhart, Morris & Montgomery Inc. compare to industry peers?
Companies involved in debt collection and credit reporting are heavily regulated due to the sensitive nature of consumer financial data and the potential for abusive practices.
What specific regulations are most frequently violated by companies in this sector?
Companies in this sector often face violations related to the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA), concerning communication, accuracy, and dispute resolution.
Recent Complaints Against Lockhart, Morris & Montgomery INC.
- Debt collection #21004072 -- Attempts to collect debt not owed -- 2026-04-07T12:00:00-05:00
- Credit reporting or other personal consumer reports #21000187 -- Problem with a company's investigation into an existing problem -- 2026-04-07T12:00:00-05:00
- Debt collection #20841519 -- Took or threatened to take negative or legal action -- 2026-04-01T12:00:00-05:00
- Debt collection #20836944 -- False statements or representation -- 2026-04-01T12:00:00-05:00
- Credit reporting or other personal consumer reports #20769744 -- Improper use of your report -- 2026-03-30T12:00:00-05:00
- Debt collection #8907109 -- Attempts to collect debt not owed -- 2024-04-30T12:00:00-05:00
Lockhart, Morris & Montgomery INC. Complaints by State
- Lockhart, Morris & Montgomery INC. Complaints in California
- Lockhart, Morris & Montgomery INC. Complaints in Texas
- Lockhart, Morris & Montgomery INC. Complaints in New York
- Lockhart, Morris & Montgomery INC. Complaints in Florida
- Lockhart, Morris & Montgomery INC. Complaints in Illinois
- Lockhart, Morris & Montgomery INC. Complaints in Pennsylvania
- Lockhart, Morris & Montgomery INC. Complaints in Ohio
- Lockhart, Morris & Montgomery INC. Complaints in Georgia
- Lockhart, Morris & Montgomery INC. Complaints in North Carolina
- Lockhart, Morris & Montgomery INC. Complaints in New Jersey
Lockhart, Morris & Montgomery INC. Complaints by Product
- Lockhart, Morris & Montgomery INC. Checking or Savings Account Complaints
- Lockhart, Morris & Montgomery INC. Credit Card Complaints
- Lockhart, Morris & Montgomery INC. Mortgage Complaints
- Lockhart, Morris & Montgomery INC. Student Loan Complaints
- Lockhart, Morris & Montgomery INC. Vehicle Loan or Lease Complaints
- Lockhart, Morris & Montgomery INC. Debt Collection Complaints
- Lockhart, Morris & Montgomery INC. Credit Reporting Complaints
- Lockhart, Morris & Montgomery INC. Money Transfer Complaints
- Lockhart, Morris & Montgomery INC. Payday Loan Complaints
- Lockhart, Morris & Montgomery INC. Prepaid Card Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Lockhart, Morris & Montgomery INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.