Credit card -- Fees or interest -- Complaint #7836197

Complaint Overview

Complaint ID: 7836197

Company: Synchrony Financial

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Fees or interest

Sub-Issue: Problem with fees

State: Florida

ZIP Code: 32836

Date Received: 2023-11-10T12:00:00-05:00

Date Sent to Company: 2023-11-10T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Dear CFPB, I am a XXXX XXXX in the state of Florida And I am currently the victim of a scam and fraud committed by synchrony bank care credit. I have asked this company for 10 months to send me paper statements and they have never complied. When they finally sent one statement for XX/XX/2023 I noticed they were automatically charging me a late fee of {$41.00} a month when in fact my payment was never late. They are also in violation of refusing to send me my statement probably knowing I would see the scam. When I call their customer service they said they could only remove XXXX late fees of the XXXX fees they charged me. I am asking for all late fees to be removed and that I begin receiving a paper statement every month. Acct ends XXXX

Frequently Asked Questions

What is Complaint #7836197 about?

Complaint #7836197 was filed against Synchrony Financial regarding Credit card specifically about Fees or interest. It was received by the CFPB on 2023-11-10T12:00:00-05:00.

How did Synchrony Financial respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Synchrony Financial?

Yes, visit the Synchrony Financial company profile at readthecomplaint.com/company/synchrony-financial to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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