Checking or savings account -- Problem caused by your funds being low -- Complaint #7645655
Complaint Overview
Complaint ID: 7645655
Company: Bank Of America, National Association
Product: Checking or savings account
Sub-Product: Checking account
Issue: Problem caused by your funds being low
Sub-Issue: Overdrafts and overdraft fees
State: California
ZIP Code: 95350
Date Received: 2023-10-04T12:00:00-05:00
Date Sent to Company: 2023-10-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Bank of America allowed me to deposit a check from a lender, XXXX XXXX, and informed me that the funds would be made available after XXXX hours. I had bill to pay therefore I waited the XXXX hours and then I wrote checks and sent the checks to my debtors those checks balanced there was XXXX checks and they bounced and my bills never got paid and my car was repossessed my lost my job and all kinds of hardship happened because this they overdrafted my account and I have not been able to obtain a another bank account ever since and this is in XXXX and this is like XX/XX/2018 the overdraft fees swallowed up the lenders funding and they are also telling me that I owe them {$180.00} because of this these overdraft fees and I was have not been able to obtain any bank account since this incident this Bank of America this is in XXXX XXXX
Frequently Asked Questions
What is Complaint #7645655 about?
Complaint #7645655 was filed against Bank Of America, National Association regarding Checking or savings account specifically about Problem caused by your funds being low. It was received by the CFPB on 2023-10-04T12:00:00-05:00.
How did Bank Of America, National Association respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.
Can I see other complaints against Bank Of America, National Association?
Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.