Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #7592699
Complaint Overview
Complaint ID: 7592699
Company: Porania, LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Public record information inaccurate
State: Florida
ZIP Code: 32068
Date Received: 2023-09-22T12:00:00-05:00
Date Sent to Company: 2023-09-22T12:00:00-05:00
Company Response: Untimely response
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American, Servicemember
Consumer Narrative
I have no bankruptcy on file but every time a company denies me it is because of bankruptcy. My credit report shows " Hurting your credit score There is a bankruptcy on your credit report '' In another part of my report it shows " Bankruptcies are a legal status granted by a federal court that indicates you are unable to pay off outstanding debt. Bankruptcies stay on your credit report for up to 10 years, depending on the chapter of bankruptcy you file for. They generally have a negative impact on your credit score. You currently have no bankruptcies on your credit file. If you recently had a bankruptcy, it could take a couple months to populate to your credit report. ''
Frequently Asked Questions
What is Complaint #7592699 about?
Complaint #7592699 was filed against Porania, LLC regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-09-22T12:00:00-05:00.
How did Porania, LLC respond to this complaint?
The company responded with: "Untimely response". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Porania, LLC?
Yes, visit the Porania, LLC company profile at readthecomplaint.com/company/porania-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.