Porania, LLC -- Consumer Complaint Report & Risk Analysis
Porania, LLC: Timely Response and Accuracy in Credit Reporting
Complaint Summary
Porania, LLC has received 57 consumer complaints filed with the CFPB across 3 products. The most common issues reported are incorrect information on your report, attempts to collect debt not owed, improper use of your report. Complaints span 19 states, with New York and New Jersey leading in complaint volume.
Company Overview
Company: Porania, LLC
Total CFPB Complaints: 57
AI Risk Score: 75/100
Most Recent Complaint: 2021-06-09T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
Porania, LLC has 55 consumer complaints on file with the CFPB. Incorrect information on credit reports Problems with company investigations Improper use of consumer reports Debt collection issues
Response Quality Assessment
fair
Top Consumer Issues
Incorrect information on your report -- Severity: medium
Red Flags
- Multiple complaints about incorrect information on credit reports
Green Flags
- Some positive feedback on timely responses
Consumer Tips & Advice
Check your credit report for accuracy and dispute any errors promptly.
Complaint Trend Analysis
There is a trend of increasing complaints about credit reporting accuracy, indicating a need for improved data verification processes.
Regulatory History
Regulatory history shows consistent enforcement of credit reporting accuracy standards.
Industry Context
The credit reporting industry is under scrutiny for accuracy and timely dispute resolution.
Frequently Asked Questions About Porania, LLC
How many CFPB complaints does Porania, LLC have?
Porania, LLC has 55 complaints on file with the CFPB. The most recent complaint was filed on October 21, 2022.
What is Porania, LLC's complaint response rate?
Response rate data is not yet available for Porania, LLC.
Does Porania, LLC respond to complaints on time?
Timely response data is not yet available for Porania, LLC.
Is Porania, LLC safe to do business with?
Porania, LLC: Timely Response and Accuracy in Credit Reporting Porania, LLC has 55 CFPB complaints. Risk score: 75/100.
What red flags exist for Porania, LLC?
Potential red flags for Porania, LLC: Multiple complaints about incorrect information on credit reports. These are based on analysis of CFPB complaint patterns.
What are Porania, LLC's strengths?
Positive indicators for Porania, LLC: Some positive feedback on timely responses.
What tips should consumers know about Porania, LLC?
Check your credit report for accuracy and dispute any errors promptly.
Are complaints against Porania, LLC increasing or decreasing?
There is a trend of increasing complaints about credit reporting accuracy, indicating a need for improved data verification processes. Porania, LLC currently has 55 total complaints.
Has Porania, LLC faced regulatory action?
Regulatory history shows consistent enforcement of credit reporting accuracy standards.
How does Porania, LLC compare to industry peers?
The credit reporting industry is under scrutiny for accuracy and timely dispute resolution.
What is the most common issue reported to Porania, LLC?
The most common issue is incorrect information on credit reports.
Recent Complaints Against Porania, LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #18238865 | Debt collection | Attempts to collect debt not owed | 2025-11-22T12:00:00-05:00 | Texas | |
| #12383713 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-03-08T12:00:00-05:00 | Indiana | |
| #10359876 | Debt collection | Attempts to collect debt not owed | 2024-10-05T12:00:00-05:00 | Massachusetts | |
| #9923883 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2024-08-25T12:00:00-05:00 | Maryland | |
| #9448512 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2024-07-06T12:00:00-05:00 | Arizona | |
| #9447723 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2024-07-06T12:00:00-05:00 | Maryland | |
| #9447686 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2024-07-06T12:00:00-05:00 | Maryland | |
| #7592699 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2023-09-22T12:00:00-05:00 | Florida | |
| #6577254 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2023-02-15T12:00:00-05:00 | Indiana | |
| #6497956 | Credit reporting, credit repair services, or other personal consumer reports | Problem with a credit reporting company's investigation into an existing problem | 2023-01-27T12:00:00-05:00 | Arizona | |
| #6117495 | Credit reporting, credit repair services, or other personal consumer reports | Problem with a credit reporting company's investigation into an existing problem | 2022-10-22T12:00:00-05:00 | Nevada | |
| #6115520 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-10-21T12:00:00-05:00 | Tennessee | |
| #6025436 | Debt collection | Attempts to collect debt not owed | 2022-09-27T12:00:00-05:00 | Florida | |
| #5969340 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-09-10T12:00:00-05:00 | Tennessee | |
| #5923024 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-08-27T12:00:00-05:00 | New York | |
| #5902315 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-08-21T12:00:00-05:00 | Georgia | |
| #5881238 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-08-15T12:00:00-05:00 | South Carolina | |
| #5723971 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-06-30T12:00:00-05:00 | Georgia | |
| #5225602 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-02-15T12:00:00-05:00 | Minnesota | |
| #5188940 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-02-04T12:00:00-05:00 | New York |
Porania, LLC Complaints by State
- Porania, LLC Complaints in New York -- 14 complaints
- Porania, LLC Complaints in New Jersey -- 11 complaints
- Porania, LLC Complaints in Florida -- 5 complaints
- Porania, LLC Complaints in Texas -- 3 complaints
- Porania, LLC Complaints in Maryland -- 3 complaints
- Porania, LLC Complaints in Indiana -- 2 complaints
- Porania, LLC Complaints in Arizona -- 2 complaints
- Porania, LLC Complaints in Tennessee -- 2 complaints
- Porania, LLC Complaints in Georgia -- 2 complaints
- Porania, LLC Complaints in South Carolina -- 2 complaints
- Porania, LLC Complaints in Virginia -- 2 complaints
- Porania, LLC Complaints in Alabama -- 2 complaints
- Porania, LLC Complaints in Massachusetts -- 1 complaints
- Porania, LLC Complaints in Nevada -- 1 complaints
- Porania, LLC Complaints in Minnesota -- 1 complaints
Porania, LLC Complaints by Product
- Porania, LLC Credit reporting, credit repair services, or other personal consumer reports Complaints -- 46 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Porania, LLC Credit reporting or other personal consumer reports Complaints -- 6 complaints | All Credit reporting or other personal consumer reports Complaints
- Porania, LLC Debt collection Complaints -- 5 complaints | All Debt collection Complaints
Porania, LLC Complaints by Issue
- Porania, LLC -- Incorrect information on your report -- 40 complaints | All Incorrect information on your report Complaints
- Porania, LLC -- Attempts to collect debt not owed -- 5 complaints | All Attempts to collect debt not owed Complaints
- Porania, LLC -- Improper use of your report -- 5 complaints | All Improper use of your report Complaints
- Porania, LLC -- Problem with a company's investigation into an existing problem -- 4 complaints | All Problem with a company's investigation into an existing problem Complaints
- Porania, LLC -- Problem with a credit reporting company's investigation into an existing problem -- 3 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Porania, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.