Checking or savings account -- Problem caused by your funds being low -- Complaint #7505068

Complaint Overview

Complaint ID: 7505068

Company: Bank Of America, National Association

Product: Checking or savings account

Sub-Product: Checking account

Issue: Problem caused by your funds being low

Sub-Issue: Late or other fees

State: California

ZIP Code: XXXXX

Date Received: 2023-09-05T12:00:00-05:00

Date Sent to Company: 2023-09-05T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Contacted bank about monthly fee waive options. Qualified as monthly direct deposit of paycheck, gov't checks etc. Indicated I do my own payroll and pay myself. Told that I need a payroll company to direct deposit my pay ( check )? Hire a payroll company to do one payroll.

Frequently Asked Questions

What is Complaint #7505068 about?

Complaint #7505068 was filed against Bank Of America, National Association regarding Checking or savings account specifically about Problem caused by your funds being low. It was received by the CFPB on 2023-09-05T12:00:00-05:00.

How did Bank Of America, National Association respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Bank Of America, National Association?

Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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