Credit card or prepaid card -- Getting a credit card -- Complaint #7335909

Complaint Overview

Complaint ID: 7335909

Company: Portfolio Recovery Associates, LLC

Product: Credit card or prepaid card

Sub-Product: Store credit card

Issue: Getting a credit card

Sub-Issue: Card opened as result of identity theft or fraud

State: Texas

ZIP Code: 77396

Date Received: 2023-08-01T12:00:00-05:00

Date Sent to Company: 2023-08-09T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I was applying for a loan and I was told about these items listed on my credit report back in XXXX. I started getting threating letters XXXX and Six months later I was served papers from Portfolio Recovery Associates llc that I was being sued. I'm filling police report for these matters.

Frequently Asked Questions

What is Complaint #7335909 about?

Complaint #7335909 was filed against Portfolio Recovery Associates, LLC regarding Credit card or prepaid card specifically about Getting a credit card. It was received by the CFPB on 2023-08-01T12:00:00-05:00.

How did Portfolio Recovery Associates, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Portfolio Recovery Associates, LLC?

Yes, visit the Portfolio Recovery Associates, LLC company profile at readthecomplaint.com/company/portfolio-recovery-associates-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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