Debt collection -- Took or threatened to take negative or legal action -- Complaint #7237124
Complaint Overview
Complaint ID: 7237124
Company: Bank Of America, National Association
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Seized or attempted to seize your property
State: Texas
ZIP Code: 77373
Date Received: 2023-07-11T12:00:00-05:00
Date Sent to Company: 2023-07-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
ON XX/XX/2023 BANK OF AMERICA XXXX XXXX WENT INTO MY PERSONEL CHECKING ACCOUNT I HAVE WITH THE FINANCIAL INSTITUTION AND TOOK {$590.00} WITHOUT MY CONSENT OR PRIOR WARNING, FOR AN ALLEGED DEBT THE INSTITUTION CLAIMS I OWE. BANK OF AMERICA HAS NOT PROVIDED ME WITH MY WRITTEN CONSENT OR A COURT ORDER THAT ALLOWED OR GAVE THEM THE RIGHT TO INFRINGE ON MY LIVELIHOOD BY SEIZING FUNDS THAT WERE ALLOCATED TO PROVIDE FOR THE WELL BEING OF MY FAMILY AND HOUSEHOLD PURPOSES.
Frequently Asked Questions
What is Complaint #7237124 about?
Complaint #7237124 was filed against Bank Of America, National Association regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2023-07-11T12:00:00-05:00.
How did Bank Of America, National Association respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Bank Of America, National Association?
Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.