Credit card or prepaid card -- Getting a credit card -- Complaint #7162853
Complaint Overview
Complaint ID: 7162853
Company: Jpmorgan Chase & Co.
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Getting a credit card
Sub-Issue: Application denied
State: Maryland
ZIP Code: 207XX
Date Received: 2023-06-24T12:00:00-05:00
Date Sent to Company: 2023-06-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
My privacy is continuously being violated by Chase XXXX credit card advertisement. I have not granted consent for chase bank to soft pull from any credit reporting agencies to send advertisements to solicit my business. Chase denied my application ( collateral ) for the credit credit. However my application was submitted to the Federal Reserve for payment but I received no compensation, nor was my application returned to me. My consumer rights were violated with the denial because I can not be denied for exercising my rights as a natural person. Which is discrimination and discouragement per the EOCA. I was denied based off someone's opinion. There is no where in the law that says you make the decision off of information from a credit reporting agency. In fact congress does not back anything from the credit reporting agencies. Chase Bank is in violation of the EOCA ; this denial has caused me harm, discouragement and it's discrimination.
Frequently Asked Questions
What is Complaint #7162853 about?
Complaint #7162853 was filed against Jpmorgan Chase & Co. regarding Credit card or prepaid card specifically about Getting a credit card. It was received by the CFPB on 2023-06-24T12:00:00-05:00.
How did Jpmorgan Chase & Co. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.
Can I see other complaints against Jpmorgan Chase & Co.?
Yes, visit the Jpmorgan Chase & Co. company profile at readthecomplaint.com/company/jpmorgan-chase-co to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.