Credit card or prepaid card -- Problem with a purchase shown on your statement -- Complaint #7059676

Complaint Overview

Complaint ID: 7059676

Company: Citibank, N.A.

Product: Credit card or prepaid card

Sub-Product: Store credit card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Credit card company isn't resolving a dispute about a purchase on your statement

State: North Carolina

ZIP Code: 28027

Date Received: 2023-06-01T12:00:00-05:00

Date Sent to Company: 2023-06-01T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I called Best Buy credit company several times about updating my available balance and they say it takes 10 days because I made a payment {$500.00}. I fill discriminated because I am XXXX and they think I dont have the funds to pay this amount. The funds have cleared my bank account and they still want update my availability. They updated the balance owed and says no payment due at this time. I even paid my balance two days before due date and they is giving me a hard time.

Frequently Asked Questions

What is Complaint #7059676 about?

Complaint #7059676 was filed against Citibank, N.A. regarding Credit card or prepaid card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2023-06-01T12:00:00-05:00.

How did Citibank, N.A. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Citibank, N.A.?

Yes, visit the Citibank, N.A. company profile at readthecomplaint.com/company/citibank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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