Credit card or prepaid card -- Struggling to pay your bill -- Complaint #6878589
Complaint Overview
Complaint ID: 6878589
Company: Portfolio Recovery Associates, LLC
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Struggling to pay your bill
Sub-Issue: Credit card company won't work with you while you're going through financial hardship
State: Indiana
ZIP Code: 46628
Date Received: 2023-04-23T12:00:00-05:00
Date Sent to Company: 2023-04-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX. ) Credit CardXXXX XXXXXXXX XXXX Open Acct XXXX XX/XX/XXXX. 3 yrs-4 mo. Balance- {$1000.00}. XXXX. ) Credit CardXXXX XXXX XXXX XXXX XXXX XXXX XXXX Acct XXXX Open- XX/XX/XXXX. 2yrs- 4 mo. Balance {$1000.00}. XXXX. ) Credit Card XXXX. ) XXXX XXXX XXXX XXXX XXXX Open XXXX 2yrs- 4 mo. Balance- {$1000.00} These cards are all on my Credit Report from Portfolio Recovery A. Single and getting XXXX and off work struggling to pay and they wouldnt work with me and too many late fees.
Frequently Asked Questions
What is Complaint #6878589 about?
Complaint #6878589 was filed against Portfolio Recovery Associates, LLC regarding Credit card or prepaid card specifically about Struggling to pay your bill. It was received by the CFPB on 2023-04-23T12:00:00-05:00.
How did Portfolio Recovery Associates, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.
Can I see other complaints against Portfolio Recovery Associates, LLC?
Yes, visit the Portfolio Recovery Associates, LLC company profile at readthecomplaint.com/company/portfolio-recovery-associates-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.