Credit card or prepaid card -- Problem when making payments -- Complaint #6864263

Complaint Overview

Complaint ID: 6864263

Company: Continental Finance Company, LLC

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Problem when making payments

Sub-Issue: You never received your bill or did not know a payment was due

State: Maryland

ZIP Code: 20874

Date Received: 2023-04-19T12:00:00-05:00

Date Sent to Company: 2023-04-19T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I had filed for hardship with Continental Finance and they sent me a letter that my payments would decrease after XX/XX/2023, however, it has not decreased at all. They are not conducting the due diligence stated in their letter that my payments for the XXXX card will be approximately {$29.00} and the XXXX card will be {$25.00} [ see attached ]. They never allow me to see the contract or the hardship program that I suppose to sign which their was no signature they are conducting fraud and deceptive practice. Ask them to provide you my signature now because I filed with CFPB they want me to pay regular payments ; Continental Finance is trying to charge me the same amount for the XXXX card {$42.00} and a XXXX card {$37.00}. They are being dishonest. I will be paid as stated in the letter that was sent. Contintial Fianance never provided me a copy of their hardship contract and their is no contract.

Frequently Asked Questions

What is Complaint #6864263 about?

Complaint #6864263 was filed against Continental Finance Company, LLC regarding Credit card or prepaid card specifically about Problem when making payments. It was received by the CFPB on 2023-04-19T12:00:00-05:00.

How did Continental Finance Company, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Continental Finance Company, LLC?

Yes, visit the Continental Finance Company, LLC company profile at readthecomplaint.com/company/continental-finance-company-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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