Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #6812640

Complaint Overview

Complaint ID: 6812640

Company: Citibank, N.A.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Reporting company used your report improperly

State: Maryland

ZIP Code: 20817

Date Received: 2023-04-08T12:00:00-05:00

Date Sent to Company: 2023-04-08T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

In response to letter sent to me by Macys in reference to account ending in XXXX ( closed ) dated XX/XX/2023. This is a Request for an Opt Out of Macy's/Citibank . I want the company to stop sharing my information and to stop them from violating my consumer protected rights according to the FCRA to include but not limited to 15 USC 1681a 2 ( A ) ( i ), 15 U.S. Code 1666b, and 15 U.S. Code 6802.

Frequently Asked Questions

What is Complaint #6812640 about?

Complaint #6812640 was filed against Citibank, N.A. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-04-08T12:00:00-05:00.

How did Citibank, N.A. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Citibank, N.A.?

Yes, visit the Citibank, N.A. company profile at readthecomplaint.com/company/citibank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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