Checking or savings account -- Managing an account -- Complaint #6810672

Complaint Overview

Complaint ID: 6810672

Company: Axos Financial, INC.

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Cashing a check

State: Pennsylvania

ZIP Code: 19426

Date Received: 2023-04-07T12:00:00-05:00

Date Sent to Company: 2023-04-07T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I tried to do a mobil deposit on XX/XX/XXXX- There was no notice the system was malfunctioning. I finally received a reply on XX/XX/23 advising they have technical difficulties and to try in 24 hours. In 24 hours I tried again, and it still does not work. I have emailed on XXXX, XXXX and again on XXXX with no reply from the bank. There is no notice on their website and it is IMPOSSIBLE to connect w a human at this bank. They have a virtual assistant that is never of any use. I had a problem on XX/XX/23 where one of my bill pay checks never made it to the receiver. It took me until XX/XX/XXXX to get a reply. Then I followed up with them on XXXX as a result of their reply and never heard back from them until XX/XX/XXXX. This is unacceptable. They do no reply in 24 hours and impossible to connect with a human being.

Frequently Asked Questions

What is Complaint #6810672 about?

Complaint #6810672 was filed against Axos Financial, INC. regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2023-04-07T12:00:00-05:00.

How did Axos Financial, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Axos Financial, INC.?

Yes, visit the Axos Financial, INC. company profile at readthecomplaint.com/company/axos-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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