Checking or savings account -- Opening an account -- Complaint #6769994

Complaint Overview

Complaint ID: 6769994

Company: U.S. Bancorp

Product: Checking or savings account

Sub-Product: Checking account

Issue: Opening an account

Sub-Issue: Didn't receive terms that were advertised

State: Nevada

ZIP Code: 89523

Date Received: 2023-03-29T12:00:00-05:00

Date Sent to Company: 2023-03-29T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This account was advertised to receive a {$500.00} bonus if direct deposits were made into the account. I have called 4 times regarding this issue, every time the bank has aknowledged that I met the terms of the promotion. Twice they opened a " investigation '' and each time they keep telling me to wait for the bonus to post to my account. Its been 5 months and nothing has happened, and they keep closing the case. Bonus was supposed to post within 60 days according to the terms of the agreement.

Frequently Asked Questions

What is Complaint #6769994 about?

Complaint #6769994 was filed against U.S. Bancorp regarding Checking or savings account specifically about Opening an account. It was received by the CFPB on 2023-03-29T12:00:00-05:00.

How did U.S. Bancorp respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against U.S. Bancorp?

Yes, visit the U.S. Bancorp company profile at readthecomplaint.com/company/u-s-bancorp to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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