Debt collection -- Attempts to collect debt not owed -- Complaint #6749303

Complaint Overview

Complaint ID: 6749303

Company: Synchrony Financial

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was paid

State: Florida

ZIP Code: 32034

Date Received: 2023-03-25T12:00:00-05:00

Date Sent to Company: 2023-04-27T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Hard inquiries remove from credit report. XXXX. Syncs/JCPenney XX/XX/2022 XXXX. XXXX XXXX XXXX XXXX I need there inquiry remove asap this is hurting my credit an interfere with my future Sincerely concerned citizen

Frequently Asked Questions

What is Complaint #6749303 about?

Complaint #6749303 was filed against Synchrony Financial regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-03-25T12:00:00-05:00.

How did Synchrony Financial respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Synchrony Financial?

Yes, visit the Synchrony Financial company profile at readthecomplaint.com/company/synchrony-financial to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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