Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #6724842
Complaint Overview
Complaint ID: 6724842
Company: U.S. Bancorp
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: New York
ZIP Code: 10009
Date Received: 2023-03-20T12:00:00-05:00
Date Sent to Company: 2023-03-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I got an email from XXXX about an inquiry so I logged to check it out and I know I did not try to open anything in the last 2 months. This was an attempt today thru elan financial services. And it said XXXX. Don't know if that was for a car or a credit card. When I called the number listed it seems to be a personal phone number. XXXX. I called XXXX to issue a fraud alert. And they told me to get a report with ftc.
Frequently Asked Questions
What is Complaint #6724842 about?
Complaint #6724842 was filed against U.S. Bancorp regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-03-20T12:00:00-05:00.
How did U.S. Bancorp respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against U.S. Bancorp?
Yes, visit the U.S. Bancorp company profile at readthecomplaint.com/company/u-s-bancorp to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.