Checking or savings account -- Problem caused by your funds being low -- Complaint #6681154
Complaint Overview
Complaint ID: 6681154
Company: Bank Of America, National Association
Product: Checking or savings account
Sub-Product: Checking account
Issue: Problem caused by your funds being low
Sub-Issue: Non-sufficient funds and associated fees
State: Oregon
ZIP Code: 97305
Date Received: 2023-03-11T12:00:00-05:00
Date Sent to Company: 2023-03-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
i have payments coming out every paycheck bc i have direct deposit but for some odd reason my bills never go thru so i always end up owing the bank not once have i not whats the purpose of having a bank account when your money isnt save in there i have XXXX bills now in collections bc not once have they been paid but they are direct deposit and whose going to take them out of collections for me definitely not bofa i have to pay all the late fees and the missed payments now i what do i do???
Frequently Asked Questions
What is Complaint #6681154 about?
Complaint #6681154 was filed against Bank Of America, National Association regarding Checking or savings account specifically about Problem caused by your funds being low. It was received by the CFPB on 2023-03-11T12:00:00-05:00.
How did Bank Of America, National Association respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.
Can I see other complaints against Bank Of America, National Association?
Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.