Credit card or prepaid card -- Getting a credit card -- Complaint #6662152

Complaint Overview

Complaint ID: 6662152

Company: Bank Of America, National Association

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Getting a credit card

Sub-Issue: Card opened as result of identity theft or fraud

State: Florida

ZIP Code: 32812

Date Received: 2023-03-07T12:00:00-05:00

Date Sent to Company: 2023-03-07T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

Earlier last week, Bank of America called and left a message in regard to a possible fraud alert on my account. I then received a letter from the bank stating that they had received a credit card application in my name. This letter asked me to call the bank to inform them if I did submit the application. I called the morning of XX/XX/23, informing the bank that I DID NOT ask for a credit card application. I was informed that not 1, but 2 applications have been submitted in my name. I confirmed all requested information with Bank of America in regards to my personal information. The representative informed me that the applications have been denied and there would be a fraud notification on my account.

Frequently Asked Questions

What is Complaint #6662152 about?

Complaint #6662152 was filed against Bank Of America, National Association regarding Credit card or prepaid card specifically about Getting a credit card. It was received by the CFPB on 2023-03-07T12:00:00-05:00.

How did Bank Of America, National Association respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Bank Of America, National Association?

Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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