Debt collection -- Attempts to collect debt not owed -- Complaint #6616725
Complaint Overview
Complaint ID: 6616725
Company: Automotive Credit Corporation
Product: Debt collection
Sub-Product: Auto debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was paid
State: Texas
ZIP Code: 770XX
Date Received: 2023-02-25T12:00:00-05:00
Date Sent to Company: 2023-02-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
Company is trying to collect a debt that is not even owed to them. I never signed an agreement with these people or have I signed any documents with these people. They keep putting this debt on my credit report and when i complain they take it off. This has been a vicious cycle that is causing irreputable damage to my credit profile. In addition to this when I called the company they admit that I do not owe them a debt ; however as you can see it is back on my credit report again.
Frequently Asked Questions
What is Complaint #6616725 about?
Complaint #6616725 was filed against Automotive Credit Corporation regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-02-25T12:00:00-05:00.
How did Automotive Credit Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Automotive Credit Corporation?
Yes, visit the Automotive Credit Corporation company profile at readthecomplaint.com/company/automotive-credit-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.